Commercial Mortgages
We specialize in financing all Styles of income-producing real estate, structuring a unique financing package to fit each particular property and controlling the transaction from inception to closing - keeping you informed throughout the process.
Our hands-’on approach to keeping pace with lenders in each marketplace gives you a competitive advantage when it comes to structuring your transaction. We know the type of investments each lender is targeting for their portfolio and how to negotiate the best loan terms in order to achieve our financing goals. Our job is to match your objectives with the most appropriate lender in the most timely manner.
HEALTH CARE FINANCING
(100% LTV Financing)
Documentation required - Personal and corporate tax returns on the borrower
Commercial owner occupied properties
Loan to value - 100%
Terms available: 3, 5 10 & 30 years fixed
Property DSCR is not calculated or required
Minimum FICO score of 650
Loan typically close 3 - 4 weeks
CONVENTIONAL LOANS
Full documentation required
Commercial owner occupied properties and/or commercial investment properties
Loan to value - 75% - 85%
Terms available: 20 - 25 years
Debt service of 1.20
Minimum credit score of 620
Loans typically close within 30 - 45 days
FULL DOCUMENTATION LOANS
Documentation required - personal tax returns, corporate tax returns, and financials on the borrower and the property
Loan to value - 90%
Terms available: 2, 3, 7 & 30 year fixed fully amortized for 30 years (No Ballons)
Debt service requirement of 1.20
Minimum 650 credit score
Loans typically close in 30 days
SBA LOANS
Full documentation required
- Personal tax returns
- Corporate tax returns
- Financials
- Credit report
Commercial owner occupied properties
Loan to value - 80 - 90%
Terms available: 10 - 25 year
Minimum 650 credit score
Debt service requirement of 1.25
Need money for working capital
Loans typically close in 30 - 45 days
HARD MONEY LOANS
Documentation required:
- Loan application
- Credit report
- Tax returns
Loan to value - 55 - 70%
Limited appraisal
Loans typically close in 3 weeks
48 hour underwriting turn around
Can close 48 hours after appraisals review!
CONSTRUCTION LOANS *
Commercial loans are for commercial owner occupied and investment properties/ Loan to value - 80 - 90% or 65% of the future value.
10 - 20% cash down required
Minimum FICO score of 650
Debit service requirement: 1.25
Loans typically close within 45-60 days
* When obtaining a construction loan, we prefer that the construction plans are already approved by the county in which you are building. This will help to minimize delays in the loan prcess.
Contact Us For More Details on How We Can Help You.